Current mortgage rates for December 18, 2025*
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15 year fixed 5.375% APR 5.660%
30 year fixed 5.990% APR 6.275%
Top Rated Mortgage Broker & Mortgage Banker
​​As a broker, I shop several lenders to get you the best mortgage rate. As a banker I can also provide our portfolio bank programs for unique scenarios.
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Top producing multi–million-dollar producer, winner of the Illinois Mortgage Broker of the Year Award and nominated three years in a row for “Best in Biz" by the Illinois Mortgage Bankers Association.
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We offer free pre approvals, hundreds of loan programs for purchase, refinance, and home equity loans.
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👉 Get your free same-day mortgage quote today call 708.205.2983 or email t.probasco@lakesidebank.com
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Apply online
Todd Probasco
VP Mortgage Lending Lakeside Bank
We shop to get you the best rate
Exceptional Customer Service & Communication for Every Client
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​Over 130 Google 5-Star Reviews from satisfied clients who appreciate responsiveness, expertise, and commitment to getting the job done.​
Best rates & fast friendly service
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Contact:
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We can help you with your next mortgage
Customer Reviews
Over 130 Google 5 Star Reviews
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Great Rates
We will shop several lenders to get you the
best mortgage rate
All Loan Programs
Purchase, Refinance, FHA/VA, Conventional, Jumbo & Divorce
* Rates shown assume a purchase transaction.
Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of 80%; a minimum FICO score of 780; and a loan amount of $480,000 & purchase price of $600,000.
Annual Percentage Rate (APR) calculations assume a purchase transaction.
Rates may be higher for loan amounts under $400,000 and over $700,000. Please call for details.
Rates are subject to change without notice.
Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
Subject to underwriter approval; not all applicants will be approved.
Fees and charges apply.
Payments do not include taxes and insurance.
Lakeside Bank 30 Day Rate Lock.
Rates based on Illinois property.
Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and VA loans as well as conventional loans where the loan to value is greater than 80%.
Restrictions may apply.
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Contact us today for a free mortgage quote
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Todd Probasco Mortgage Banker
NMLS 232536









