Loan Programs

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​Conventional - $100,000-$766,550, minimum 5% down

Jumbo - $766,551-$3,000,000
FHA & VA - Government-backed loans with lower down payment options (FHA: 3.5%, VA: 0%)

First-Time Home Buyer- Low down payment options 3 -5% down available, $500 closing cost credit
Asset-Based Income - Use investment and retirement assets for qualifying income 
Portfolio Loan - Lakeside Bank’s own 5-year ARM Portfolio, 20% down payment

Dr. Loan Program - Up to 100% financing for Doctors, Dentists and Veterinarians 
Home Equity Loans - Loans up to 80% combined loan to value, with interest only payments 
$500 Closing Cost Credit - For first responders, teachers, and first-time homebuyers