Mortgage Rates 

​Current rates as of 12/20/24 (subject to change)

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Primary Residence 

15 year fixed 5.990%% APR 6.275% - 0 pts

30 year fixed 6.750% APR 7.035% - 0 pts

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Second Home 

7 year ARM - 6.750% APR 7.0355% - 0 pts

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Rates shown are for a purchase transaction.

Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of 80%; a minimum FICO score of 780; and a loan amount of $480,000 & purchase price of $600,000.

Annual Percentage Rate (APR) calculations assume a purchase transaction.

Rates may be higher for loan amounts under $480,000 and over $766,550. Please call for details.

Rates are subject to change without notice.

Closing Costs assume that borrower will escrow monthly property tax and insurance payments.

Subject to underwriter approval; not all applicants will be approved.

Fees and charges apply.

Payments do not include taxes and insurance.

Lakeside Bank 30 Day Rate Lock.

Rates based on Illinois property.

Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA and VA loans as well as conventional loans where the loan to value is greater than 80%.

Restrictions may apply.